Banking Category Banking: the easy, simple banking guide

How to cash a check with no id

Losing your ID while on vacation or traveling in foreign territory can be devastating. Cashing a check without identification can be a problem at most financial institutions. Fortunately, several ways may exist to cash a check without identification.

First, try the ATM or your Mobile Bank App

  1. Deposit the check into your account through an ATM at your bank.
  2. Take advantage of ATM ​check​ cashing if your bank offers it.
  3. If you use mobile banking, deposit the check via your Bank's app.

Can you cash a check at Walmart without an ID?

Walmart​ does not cash checks without a valid government issued photo ID. The government issued photo id can be:

  • a driver's license,
  • passport,
  • military id,
  • or a valid state id.

In the UK, how can you cash a check with no id?

Cashing a check at the bank without ID is impossible. You need to take your check, ID, and your bank details. Acceptable forms of ID are:

  • an official passport,
  • a driving license,
  • a NHS card pass card,
  • NHS Card,
  • Armed Forces Card,
  • a Utility Bill

Sign the check over to someone you trust.​ Endorse the check and have a trusted friend deposit it into his account. Depending on the bank, the person may withdraw the money instantly or within 24 hours. Deposit the check through the bank ATM electronically to receive check funds quickly.

Find check-cashing stores in your area and ask them to cash your check. Sometimes, check-cashing stores will cash checks if you are a frequent customer and they recognise you. Usually, the customer service representative will ask for other information besides your identification to cash your check. ​Money Mart stores cash checks without an ID​.

In the U.S. negotiate with your primary bank​. Bring any identity-proving documents, such as:

  • a Social Security card,
  • bank statement,
  • birth certificate or
  • motor vehicle receipt.

Banks sometimes scan customer's identification cards and driver's licenses into the banking system. Ask the banking representative to pull up your information or offer to supply a thumbprint to prove your identity.

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