Banking Category Banking: the easy, simple banking guide

How to withdraw money from a PayPal account

Many people use PayPal accounts to receive money from eBay sales or other online commerce.

It's also not uncommon to be paid for online projects via a PayPal account.

When you use the money in your account to pay bills, you'll want to make sure you can easily access the funds. It's simple enough to withdraw the money either to your bank account or by requesting a check.

Add a bank account to your PayPal account if you don't already have one associated with it. Make sure that you have gone through the process of confirming your bank account with PayPal.

Assure that the bank account to which you want to transfer money is designated as your primary bank account. This can be checked and changed on your PayPal "Profile Summary" page.

Sign in to your PayPal account and click the "Withdraw" tab at the top of the "Account Overview" page.

Choose the "Transfer Funds to Your Bank Account" option and click on the hyperlink.

Enter the amount of money you want to withdraw and choose the correct bank account from the drop-down menu. Hit the "Submit" button.

Allow 3 to 5 business days for the funds to post to your bank account.

Click on the "Withdraw" tab in your PayPal account.

Use the "Request a Check From PayPal" link.

Enter the amount you wish to withdraw, allowing for a small processing fee to be taken from your PayPal balance.

Confirm that your address is correct and hit the "Continue" button.

Wait 1 to 2 weeks to receive your check in the mail.

Apply for a PayPal debit card by scrolling down to the bottom of any PayPal page and clicking on the "ATM/Debit Card" link.

Provide the requested information and submit your request for a debit card. You will receive your card and PIN in the mail in separate envelopes in approximately 2 weeks.

Use your PayPal debit card as you would any other, either at an ATM or by getting cash back when you make a purchase with your card.


If your bank information isn't up to date or is incorrect, PayPal will return your withdrawal and charge you a fee. Some banks may also charge a fee for electronic transfers.

Things Needed

  • PayPal account
  • Bank account